payVyne Developers

Welcome to payVyne. Instant e-commerce payments. Here you will find the integration guides, API documentation, and much more to easily integrate with payVyne.

Documentation    API Reference

Payment flow

Understand the payment flow options and how this can work for your use case

Vyne is easy to fit into existing application flows, and integrates with both mobile and online banking to remove guesswork for your developers. Flexible checkout options integrate to a range of use cases allowing you to take payment across a wide range of use cases.

Taking a payment

Vyne provides two checkout options:

Checkout

Description

Use case

Hosted checkout

Built and hosted by Vyne

Fast and simple to integrate, with no need to build any checkout flow.

Integrated checkout

Built and hosted in your application

Completely customisable, with assets provided by Vyne to build a bespoke checkout in your application.

Although the payment flow differs depending on the experience, it follows the same core stages:

  1. Bank selection and consent - where the consumer can filter to select the bank they wish to pay with and consent to the payment
  2. Authentication and authorisation - where the consumer authenticates with their bank and authorises the payment requested.
  3. Confirmation - where the consumer is provided with a confirmation of the payment by the merchant.

Stage

Hosted experience

Integrated experience

Bank selection and consent

Merchant generates a link or QR code to redirect the consumer to the Vyne hosted checkout page, where the consumer can select a bank and consent to payment.

Merchant uses data and assets provided by Vyne to build a bespoke checkout within their own site, where the consumer can select a bank and consent to payment without redirecting away from the merchant site.

Authentication and authorisation

Consumer is redirected to mobile or online banking.

Consumer is redirected to mobile or online banking.

Confirmation

Consumer is redirected back to the merchant site, where confirmation of payment status is shown.

Consumer is redirected back to the merchant site, where confirmation of payment status is shown.

Receiving a payment

The bank account your provided during onboarding to Vyne is linked to your Vyne account when it's created. You can link multiple accounts to your Vyne account in order to route payments to different destinations. The destination bank account is specified when creating a Payment Initiation Request, allowing the you to specify what bank account the payment should be received into.

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Helpful to know

Some features require the use of settlement accounts (e-money accounts) which are managed by Vyne to help streamline the flow of funds. Funds are paid into a settlement account for reconciliation, and funds are transferred out to your nominated bank account in a single daily transaction.

Updated 5 days ago



Payment flow


Understand the payment flow options and how this can work for your use case

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